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Financing & ways to pay

Clear prices. Your way to pay.

Flat cash prices, HSA/FSA cards, insurance when you want it — and a person who walks you through the options before you commit to anything.

Three ways to handle it

You choose. We make it work.

Use My Insurance

Let Sleeptopia handle it — we verify your benefits and bill your plan.

How it works →

Pay Today

Simple and straightforward — one flat price, receipt in hand.

How it works →

Pay & Submit Myself

Pay directly, then file with your plan yourself — we give you insurance-code receipts.

How it works →
The big-ticket items

Priced flat, up front.

No mystery invoices. The two purchases people ask about most, priced before you start.

The Home Sleep Study

From $189* — three levels ($189, $219, $249), each a flat price that includes the kit, the required physician's order, a board-certified read, and results explained in plain English.

See the three levels →

SleepCare+ membership

Your first 90 days of PAP support are included. After that, SleepCare+ keeps you connected to your sleep care team for $9.99/month* — no contract, cancel anytime.

What's included →

HSA and FSA cards work here — on testing, machines, masks, and supplies.

Monthly options

Need to spread it out? Now you can.

Sleeptopia offers patient financing through Cherry. Checking takes a couple of minutes, and Cherry shows you the plans you qualify for before you agree to anything.

Checking your options doesn’t commit you to anything. Approval, plan length, and any interest are decided and disclosed by Cherry before you accept — Sleeptopia doesn’t make the lending decision. Prefer to talk it through first? Call and we’ll walk the options together.

Already have a bill?

Settle up without the guesswork.

Pay an existing Sleeptopia statement in the secure payment portal — or call and we’ll walk through any line that looks off before you pay.